Why Veterinary Insurance?
- Helps to ensures you are able to get the best possible veterinary care for your pet
- Assists in controlling the assosiated costs of keeping your pet healthy
- You will be prepared in the case of a health-related emergency with your pet
- Gives you peace of mind in knowing that your pet is protected
What age should I sign my pet up for insurance?
You want to make sure to start your animal’s policy as soon as possible. The reason for this is that anything that is considered ‘predisposed’ will not be covered. You can avoid this problem by starting your puppy or kitten’s insurance policy at a young age, prior to any signs of health issues.
There are many different companies offering pet insurance, how do you choose which one you go with?
Make sure you do all of your research and that you know exactly what coverage you have, and how much the deductable is. Also, make sure you know their policies on raising premiums and coverage change. One other thing to consider is how well established the company is. The reason for this is that is you want to stay with the same company for your pets whole life, switching companies half way through may cause exemptions of coverage due to ‘predisposed’ conditions.
What questions should I ask about my policy while researching companies?
- What kind of packages they offer and how they fit your lifestyle
- What treatments/emergency care/medication is my pet covered for?
- Is he/she covered for preventive care as well?
- What kind of pre-requistites does my pet need to meet prior to coverage (i.e physical exam, bloodwork, etc)
- How are claims recieved (i.e online, fax, mail or via veterinary office) and how long does it take to get payment returned
- What is the cost of the deductable
- Does my premium go up when I make a claim? And how much.
- Are plans guarenteed, or are they periodicolly changed
- How are payments made (i.e monthly, yearly and by cheque, online, etc)
For more information/quotes, please see PetSecure’s website. Click Here (This link will take you away from our website)
